Pheap (in the photo), age 30, is a garment worker. She lives in a village about 35 kilometers from Phnom Penh City. She has been married since 2005 and has two young sons. Her husband is a construction worker.
Pheap is applying for a loan in order to buy a cow to raise. She will be able to earn more income by selling the calves when the cow gives birth or by selling the cow for beef.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.