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Klara is 39 years old, married and raising a son together with her husband. Klara has a higher education and works as a teacher at a local school. To provide an additional source of income for her family, she is involved in animal husbandry, having started 20 years ago with a purchase of livestock with 3,000 som (KGS). Thanks to Klara's hard work, today her business contains 2 dairy cows and 10 sheep. The monthly income amounts to 14,000 som (KGS). In order to further develop her business, Klara requested a loan in the amount of 50,000 som (KGS) from the microfinance bank "Bai-Tushum and Partners" to buy a cow for increasing livestock headcount. Klara plans to invest the earnings from the loan into further increasing domestic livestock quantities and to save money for her son's education.
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Кларе 39 лет, замужем, вместе с супругом воспитывают 1 сына. У Клары - высшее образование, работает преподавателем в местной школе, в качестве дополнительного дохода для своей семьи Клара занимается животноводством, стартовав 20 лет назад, с покупки скота на 3,000 сом KGS. Благодаря упорному труду Клары, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 10 овец. Ежемесячный доход составляет 14,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Клара обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку коровы для увеличения поголовья скота. Доходы от кредита Клара планирует вложить в дальнейшее приумножение количества домашней скотины, и накопить деньги на обучение своего сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 88
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,750,525
    Funds lent in using Kiva
  • 48.8
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,050 helped Klara to buy a cow.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 5, 2013
Sep 14, 2013
Currency Exchange Loss:
Oct 17, 2014