Helena D. is 39 years old and the mother of four children. Her children are currently in school.
To support her household, she has been selling cereals, such as rice, wheat, beans, and groundnuts in the neighborhood to her loyal customers. She says that selling these products is very lucrative and, therefore, she wants to expand her inventory, so she can earn a good income and support her family.
Helena is a member of the group called Anointing Ladies Trust Group. Members agree to guarantee for each other as social collateral and assist one another to repay their loans.