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María Gloria

Update on María Gloria

María is 41 years old and went to school until the 5th grade, but she couldn't continue her studies because she grew up during wartime in her country. Currently, she is single and has two children who are 15 and 17 years old, both live with her and they are currently in the 5th and 9th grades.

She is a seamstress, a job she has had for 16 years, after she took a sewing class in the community. It was 10 years ago that her work in this profession began in earnest. She has taken four different classes in the city to improve her skills. And now, she has a contract with the Education Ministry, who have hired her to make school uniforms.

She works with a community group and she is especially dedicated to making sweets and conserves, work she does from home.

The loan she is applying for is to purchase embellishments in order to make uniforms for the students who will graduate on September 15th.

Her desire is to continue working and growing her business and to be able to purchase another sewing machine so that, when her daughter has free time, she can help her in this home business and that her children are able to get the education for a professional career.
View original language description ↓
María tiene 41 años de edad, estudio hasta 5° grado, y no pudo continuar sus estudios porque se vivía un momento crítico por la guerra. Actualmente, es soltera y tiene dos hijos de 15 y 17 años que viven con ella, y están estudiando 5° y 9° grado en la escuela.


Ella, es costurera desde que tenía 16 años, ya que inicio un curso de costuteria en la comunidad, desde hace 10 años ha empezado a trabajar fuerte en este oficio, hasta la fecha tiene cuatro cursos dos de ellos realizados en la ciudad. Por ahora, tiene contrato con el Ministerio de Educación pues la contrataron para hacer los uniformes escolares.

También trabaja con un grupo en la comunidad llamado, especialmente es dedicado en el procesamiento de dulces y conservas y sus trabajos los realiza en casa.


El préstamo que esta solicitando, es para comprar adornos, para hacer trajes para los alumnos que desfilaran el 15 de Septiembre.

Su deseo, es seguir trabajando y creciendo con el negocio y poder comprar otra máquina de coser para que su hija cuando tenga tiempo, pueda ayudarle con el negocio y que sus hijos se preparen para ser profesionales.

Previous Loan Details

Mrs. María is 40 years old, she lives with her two children, one is 16 the other is 14 years old and both are in school. She has worked as a seamstress for over 22 years and is very grateful; she says that thanks to this occupation she has been able to support her children. Mrs. María says that i... More from María Gloria's previous loan »

Additional Information

More information about this loan

This loan is designed for rural women in El Salvador. Loan amounts are much smaller than average and the field partner is not requiring any guarantee for this type of loan. The goal is to support businesses that will enable women to work from their homes or start flexible businesses, as many of them are single mothers and are the sole caretakers for their families. Women who receive this type of loan also receive training on entrepreneurship, business management and budgeting.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 795
    View loans »
    El Salvador Loans Fundraising
  • $25,698,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped María Gloria purchase embellishments, to make dresses for students who will parade on September 15th.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Aug 30, 2013
Listed
Sep 8, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2014