Las Crucitas Group
Ubaldo ha solicitado el préstamo en forma grupal, el grupo se llama Las Crucitas y esta formado por 10 integrantes que viven en la misma comunidad y se dedican a la agricultura. En la foto se identifican así: a la izquierda esta Emar, Aly camisa café, Orvin camisa verde rayada, Víctor camisa celeste, Marvin, Elvin, Ubaldo de camisa manga larga cuadriculada blanca, German, José y Samuel a la derecha camisa salmón.
El préstamo grupal es por 81,000 Lempiras y lo utilizaran para comprar fertilizantes, abonos y pago por limpieza de la finca de café.
About Organización de Desarrollo Empresarial Femenino Financiera, S.A.This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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