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Estela Karen
Estela is a 29 year-old woman; she studied until fourth grade in a rural school. 20 years ago she moved from home because of problems of armed conflict in El Salvador. She is a single mother of two daughters, 6 and 9, and works on her own to provide them with the necessary. They go to the community school. Estela owns a separate house, but the children are close to the house and to their mother and her siblings in the same area.

She owns a business selling tortillas in her house that she manages independently. Before she worked as an employee near her house and there she learned the tortilla business. Later, after some time she decided to do it independently in her house, given that she knew it would be a profitable business to run. She gets up at 3 AM every day to prepare the corn and cook it in the wood oven. At 5 AM, she is already washing the corn in order to go to the mill at 6 AM. She enrolls and takes the girls to school at 7:30 AM. Her mother helps her with the production of tortillas for a while.

With the loan she will buy corn and firewood. In these days corn is bought more cheaply because of the harvest of the winter cornfields of some farmers of the region. She will pay off a current balance in the CAMPO Foundation. Thereby she will be able to generate more income for her family and that her daughters are better and so that they are not lacking anything.

Her dreams are to have a successful business and that her daughters study and live well. She said that her childhood was hard: her mother made tamales to sell and she had to walk with the crate on her head through the entire neighborhood and she doesn't want this for her daughters.

She wants to see if little by little she can improve the house and to construct it of brick or cinderblock, because where she lives now it's made of sheet metal.
View original language description ↓
Estela es una mujer de 29 años de edad, estudio hasta cuarto grado en una escuela rural, hace 20 años se traslado de domicilio, por problemas del conflicto armado en El Salvador, Ella es madre soltera de dos niñas de 6 y 9 años y trabaja por su cuenta para brindarles lo necesario, ellas asisten a la escuela de la comunidad. Estela, posee su casa aparte, pero están cerca de la casa de su mamá y sus hermanos en el mismo terreno.

Ella posee, un negocio de venta de tortillas en su casa que maneja de forma independiente, antes la trabajaba de empleada cerca de sus casa y ahí aprendió el negocio de las tortillas y luego de algún tiempo decidió hacerlo de forma independiente en su casa; ya que es un negocio que sabiéndolo administrar es rentable. Se levanta a las 3 a.m. todos los días a preparar el maíz y cocerlo en la hornilla de leña a las 5 a.m. ya esta lavando el maíz para irse al molino a las 6 a.m. y alistar a las niñas y llevarlas a la escuela a las 7: 30 a.m. su mamá le ayuda en la elaboración de las tortillas por ratos.

Con el préstamo comprara maíz y leña, en estos días porque el maíz se compra mas barato, por la cosecha de las milpas de invierno de algunos agricultores de la zona, cancelara el saldo de un crédito vigente en la Fundación CAMPO. así podrá generar mayores ingresos para su familia y que sus hijas estén mejor y que no les falte nada.

Sus sueños, son tener un negocio exitoso, que sus hijas estudien y vivan bien; manifestó que su niñez fue dura su mamá hacia tamales para vender y a ella le tocaba andar con el guacal en la cabeza por todo el caserío y no quiere eso para las hijas .

Quiere ver si poco a poco va mejorando la casa y construirla de ladrillo o de bloque, por que donde vive ahora es de lamina.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $7,500
    Average annual income
  • 782
    View loans »
    El Salvador Loans Fundraising
  • $25,635,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Estela Karen to buy corn, firewood and to pay off a current balance with the institution.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 21, 2013
Listed
Sep 8, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 16, 2014