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Martha is a 29 year old young woman. When she was very young she gained agricultural knowledge, specializing in coffee crops. Her parents were the ones who taught her. She gets up every day and does the daily household chores. She makes her husband’s lunch, and they then go to the field. That is where they work together doing the different work like maintaining their crops.

She has two little children who do not go to school. Her mother takes care of them while she and her husband are in the field. Their coffee crops are four kilometers from their house. They go there by foot every day.

Her dreams are to be able to continue expanding their coffee crops. She wants to do this so that in the future her children will be able to inherit a decent and prosperous land. The land will allow them to have a place to live, to work, and to generate income for their households.

That is why she is now requesting a loan from the COMIXMUL cooperative. She will use the loan to buy nine units of ‘nutricafe’ [fertilizer], four units of organic fertilizer 18-46-0, and two bottles of leaf fertilizer. She will use these to care for and maintain her coffee crops in order to get a good harvest at the end of the season.
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Martha es una joven de 29 años de edad que desde muy joven adquirió los conocimientos en la agricultura especializándose en el cultivo de café siendo sus padres quienes le enseñaran. Diariamente se levanta por la mañana a sus quehaceres diarios elaborando el almuerzo de su esposo para luego desplazarse al campo donde juntos elaboran las diferentes actividades como el mantenimiento a sus cultivos. Ella es madre de 2 hijos los cuales están pequeños y no estudian los cuales quedan a cargo de su madre mientras ella y su esposo están en el campo. Sus cultivos de café están ubicados a 4 kilómetros de distancia de su casa de habitación al cual diariamente se trasladan a pie.

Sus sueños son los de poder seguir ampliando sus cultivos de café para que en el futuro sus hijos pueda heredar una tierra digna y prospera la cual les permita tener una tierra donde vivir, donde trabajar y generar ingresos para sus hogares. Por esa razón ella hoy en día solicita un financiamiento a la cooperativa COMIXMUL con el cual comprara 9 unidades de nutricafe, 4 unidades de abono 18-46-0 y 2 botes de abono foliar con los cuales dará asistencia y mantenimiento a sus cultivos de café para obtener una buena cosecha al final de la temporada.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 82
    View loans »
    Honduras Loans Fundraising
  • $9,175,850
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Martha to buy agricultural products for her coffee crops.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Aug 29, 2013
Sep 7, 2013
Currency Exchange Loss:
Oct 17, 2014