Update on Marcos TulioMarcos is 34 years old and lives in the home of a family member, together with his life partner and two children. He has made a living selling fruits, vegetables and eggs for the past 3 years. He sells these itinerantly in the different neighborhoods close to his place of residence. He has many customers since he sells at a good price and is very kind to his customers.
Marcos is requesting a loan to buy more fruits, vegetables and eggs wholesale. He will use it to continue his business and to obtain more income, so as to give his family a better quality of life.
Previous Loan DetailsMarcos, 34, lives with his life partner and two children in his own house. He sells vegetables: plantains, tomatoes, onions, chiles, avocados, and others. He has been a saleman for several years, which has given him the experience needed to improve profits. His business is strategically located a... More from Marcos Tulio's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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About El Salvador
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Success!! The loan was 100% repaid