Las Millonarias Del Dorado Group
For a year and a half, Sila Elva has sold beauty products via catalogues. It is a business that allows her to choose her schedule and meet people. She really likes this business and always tries to grow her clientele.
Sila Elva will invest the loan she receives in buying perfumes that are on sale right now in the present catalog. This will allow her to stock products and obtain a bigger profit margin.
Desde hace año y medio Sila Elva se dedica a la venta de productos de belleza por medio de catálogos, es un negocio que le permite elegir horarios y conocer gente, le agrada mucho este negocio y procura aumentar su clientela en cada campaña.
Sila Elva, invertirá el préstamo recibido en la compra de perfumes que se encuentran en promoción en el catalogo actual con lo cual le permitirá tener un stock de productos y obtener un mayor margen de ganancia.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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