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Gulnoz is a 29-year-old resident of Isfara. She is renowned in certain circles for her ages-old, in-demand craft; she knits krupa and krupacha. As seen in the photo, krupa and krupacha are cotton mats which Tajiks use in lieu of couches and chairs. Gulnoz has been making these mats for 2 years, and as her business has grown, her mother has come to help her as well. In tandem with her mat business, she also buys and sells towels and tablecloths.

Gulnoz' husband has gone abroad seeking work and has been away for some time already; she works hard to provide her 5-year-old daughter and 2-year-old son with food, clothing and all the necessities of daily life. She is requesting a loan to purchase threads, fabrics and cotton for her business, and looks forward to your support.
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Гулноз 29-летняя жительница города Исфара. Она известна в кругах своим древним и востребованным ремеслом. Она шьет национальные рукоделия как курпа и курпача. Как вы видите на фотографии курпа и курпача - это матрасы из хлопка, которых таджики используют вместо дивана и кресел. Гулноз занимается данной деятельностью уже два года и так как ее деятельность расширилась ей помогает мать. Одновременно она занимается куплей и продажей полотенцев и скатертей. У Гулноз муж уехал на заработки в заграницу и находится там достаточно давно. Гулноз старается для своей пятилетней дочки и двухлетнего сына, чтобы обеспечивать их едой, одеждой и всем необходимым. Гулноз просит кредит для приобретения ниток, тканей и хлопка для продолжения своего дела. Она ждет вашей поддержки.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 190
    View loans »
    Tajikistan Loans Fundraising
  • $30,410,000
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Gulnoz to purchase threads, fabrics, linings and cotton for her business.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Sep 4, 2013
Sep 13, 2013
Currency Exchange Loss:
Jan 17, 2015