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Ramzana, age 46, is involved in the business of animal sales. She buys animals (baby goats & baby cows) at low prices, brings them up and then sells them in the market at higher prices. She makes enough through her business to contribute to the family income. She is a dedicated mother of seven.

She needs to improve her business to meet the needs of her children. For this reason, she contacted Kashf Foundation and applied for a loan of PKR 20,000 to purchase two more goats. She is very experienced and has good contacts in the market. With this loan, she will definitely expand her business and income level.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 447
    View loans »
    Pakistan Loans Fundraising
  • $15,121,950
    Funds lent in using Kiva
  • 104.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Ramzana to purchase two more goats.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 27, 2013
Sep 10, 2013
Currency Exchange Loss:
Sep 17, 2014