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Naira is 43 years old, she is divorced and now she lives in Vanadzor city. Several years ago Naira lived with her family in the city of Spitak in the Lori region, happily and in a very nice house. The house was destroyed by an awful and severe earthquake in 1988, which left the people not only without houses, but unfortunately without their relatives and family members as well. However, Naira continues to live with her three children (two daughters and a son), her mother and grandmother. But the house where they live is a half-built house with bad living conditions. Her elder daughter is married and she lives in the Russian Federation. Naira’s son is in military service and her smallest daughter is still school-aged. Naira works at a small restaurant, which organizes wedding and birthday parties, and she works here as a cook.

Naira asks a loan of 600.000 Armenian drams to buy some furniture for her house and she also wants to buy a computer in order to speak with her daughter living abroad.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 133
    View loans »
    Armenia Loans Fundraising
  • $14,314,150
    Funds lent in using Kiva
  • 410.4
    Armenia Drams (AMD) = $1 USD
A loan of $1,475 helped Naira to buy furniture and a computer for her house.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 14, 2013
Sep 9, 2013
Currency Exchange Loss:
Oct 9, 2013