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Lam's Group
In this Group: Lam, Savo
Lam is 58 years old and a father of five children. Nowadays, two children are studying in a local university. To support his living and his children’s education, he does rice and cassava farming. It is the business that he has had for ages.

This is a first-time loan for Lam and his co-borrower with VisionFund (Kiva’s partner). As the leader, Lam will spend his loan portion to buy fertilizer, rice seed, and insecticide for his crop. He hopes this purchase will boost his crop productivity and minimize the loss due to pests.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 286
    View loans »
    Cambodia Loans Fundraising
  • $37,541,925
    Funds lent in using Kiva
  • 4,095.5
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Lam's Group's $200 loan helped a member to buy fertilizer, rice seed, and insecticide for his crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Aug 7, 2013
Sep 9, 2013
Currency Exchange Loss:
Feb 19, 2014