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Lira is 43 years old, divorced, and has two children. Lira has a specialized high school education. She has very good reviews from her neighbors. They speak of her as a kind and hardworking woman. As the main source of income for the family, Lira has since 2008 been involved in trade of food products, having started this business with 20,000 som (KGS). She has her own shop where she sells food products. Thanks to her hard work, Lira was able to develop and grow her business. Her activities bring in about 15,000 som KGS per month, which is the basis for food and household expenses. Income from the business allowed Lira to expand her inventory.

With the aim of further developing her business, Lira turned to the microfinance bank Bai-Tushum and Partners for a loan of 83,000 som (KGS) for the purchase of wholesale food products for resale. Income from the loan will help Lira to increase trade in the grocery store, and the resulting profit will help to raise and educate the children in good conditions.
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Лира 43 года, разведена, имеет 2 детей. У Лиры средне-специальное образование, имеет очень хорошие отзывы от своих соседей. Они отзываются о ней как о доброй и трудолюбивой женщине. Лира в качестве основного дохода для своей семьи, с 2008 года занимается торговлей продуктов питания, начав этот бизнес с 20,000 сом KGS. Магазин у нее собственный, реализует продукты питания. Благодаря упорному труду Лиры, она смогла развить и расширить свой товар, ее деятельность приносит около 15,000 сом KGS в месяц, что служит основой для покрытия расходов на питание и бытовые нужды семьи. Доходы от бизнеса позволили Лире расширить свой товарооборот. В целях дальнейшего развития своего бизнеса, Лира обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 83,000 сом (KGS) на покупку оптовых продуктов питания для дальнейшей перепродажи. Доходы от кредита помогут Лире увеличить товарооборот в продуктовом магазине, а также полученная прибыль поможет растить и обучить детей в хороших условиях.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 89
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,750,525
    Funds lent in using Kiva
  • 48.8
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,725 helped Lira to buy food products for resale.
96% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 29, 2013
Sep 13, 2013
Currency Exchange Loss:
Mar 19, 2015