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Jocelyn works hard to support her family. Jocelyn is married and has a buy-and-sell spices business in the Philippines.

Jocelyn requested a PHP 8,000 loan through NWTF to buy additional spices to sell.

Jocelyn has been in this business for 10 years now.

In the future, Jocelyn would like to build and expand her business to secure the financial stability of her family.

Additional Information

More information about this loan

This loan is designed for borrowers living in an underserved region of the Philippines, where the poverty rate is high and microfinance services are scarce. Kiva loans help NWTF expand its presence in the area, where it also offers workshops for clients on idea generation and training in technical, business and marketing skills.

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1828
    View loans »
    Philippines Loans Fundraising
  • $60,865,650
    Funds lent in using Kiva
  • 44.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Jocelyn to buy additional spices to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 15, 2013
Sep 9, 2013
Currency Exchange Loss:
Mar 17, 2014