Update on IrmaThis is Irma. She previously accessed a 20,000 PHP loan that she used to purchase merchandise items and products needed in her business. Her earnings were a big help in her personal, household, and business expenditures.
She would like to apply for a 22,000 PHP loan to buy more merchandise items and products to increase her product inventory. The more items displayed at the store the better. More items to sell will result in better profit. Her profits from business will definitely help her sustain her daily needs. She looks forward to this financial increase with gladness and thankfulness in her heart.
Irma dreams that her business will continue to flourish and hopes for a better future. She meets up with her co-fellowship members to share stories of her work every week, and to also draw strength and inspiration from the Word of God she studies.
* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.
Previous Loan DetailsThis is Irma, 56, a resident of Caloocan, Philippines. She is married to Harold, a worker abroad, and she is a mother to her children. She manages the family household while operating the business. At this time, she is working hard to continually provide income for her everyday expenses. Irm... More from Irma's previous loan »
More information about this loan
On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>
About the Center for Community TransformationThe Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.
Concurrent and Successive Loans
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Success!! The loan was 100% repaid