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Vivian is a member in good standing of Credit Union Microfinance Innovations (CUMI), and has been a member for two years. She has one child still studying in college. She has requested a loan from Paglaum Multi-Purpose Cooperative for 5,000 PHP to restock her store with basic commodities. Her business has existed for one year and it is very successful. She hopes this will continue with the help of Paglaum Multi-Purpose Cooperative in order for her to support the financial needs of her child. She is very thankful to Paglaum for giving her an opportunity to take out a loan for her business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 1851
    View loans »
    Philippines Loans Fundraising
  • $60,929,450
    Funds lent in using Kiva
  • 44.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Vivian to restock her store with basic commodities.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 22, 2013
Sep 20, 2013
Currency Exchange Loss:
Mar 17, 2014