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Hai's Group
In this Group: Hai, Thinh, Thanh, Thanh
Hai was born in 1965 and has two children, one of whom is a worker, the other unemployed. Hai and her husband grow rice to earn a living. Her husband earns about 2,000,000 VND and she earns about 3,000,000 VND per month. She has done this job for 25 years. Her family’s total income is 5,000,000 VND per month. Her challenge in work is lacking capital for the business. Her dream is having more money to build a new house. This loan is one step toward helping her reach this dream. She is a hard-working woman.
This is the first time Hai has participated in SEDA’s microfinance program. With this loan, she wants to borrow 5,014,000 VND to sell natural medicine. She wants to increase earnings and save the profit to build her house.
Other members who are part of Hai’s group include the following :
Thinh is 47 years old. She has two children. She is a seller. She wants to borrow 5,014,000 VND to sell clothes.
Thanh is 59 years old. She has three children. She makes brooms to sell. She wants to borrow 10,246,000 VND to invest in her business.
Thanh is 36 years old. She has three children. She grows rice. She wants to borrow 9,374,000 VND to breed chickens.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Vietnam

  • $5,600
    Average annual income
  • 95
    View loans »
    Vietnam Loans Fundraising
  • $14,461,025
    Funds lent in using Kiva
  • 21,148.2
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Hai's Group's $1,425 loan helped a member to sell natural medicine.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 7, 2013
Sep 17, 2013
Currency Exchange Loss:
Aug 17, 2014