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Carol Vanessa
Carol has 5 brothers and very loving parents. Her father is a farmer and her mother is a teacher. Her time in high school was very nice and she met special people. She graduated from high school in 2010. Her parents have always wanted her to succeed so they decided to send her to the capital city to live with her aunt and uncle, since it is the birthplace of many universities and there are many job options.

A little after she finished high school, she tried to go to the public universities but it was not possible and that semester she could not study because private universities are very expensive and her parents could not pay for it. She met a friend through the corporation and saw an easy opportunity to finance. She enrolled in the financial account program and began studying with the help of her parents who paid for her studies until she came of age.

At the required age, she decided to start working and her parents supported it because they realized it would be difficult to keep paying for her studies. Another friend of hers recommended a call center where she was currently working. She recognizes it is difficult but sometimes it is necessary to make sacrifices for what you want. Thanks to the work, she can pay for her studies and fulfill personal expenses.

Her free time is very limited, for she studies half the day and works the rest of the day, but she enjoys it knowing one day she will get the fruits of her labor. She is considered an entrepreneurial person and because of that her vision goes even further. She plans to finish her technical career and do the professional accounting finance program. She is only missing a few things before that point, and is very proud of that.

She feels happy to see that there are organizations like KIVA that what to support and promote the development of higher education in the world, especially in a country with few opportunities, but full of many people like her who want to get ahead.
View original language description ↓
Ella es Carol tiene 5 hermanos y unos padres muy amorosos. Su padre es agricultor y su madre docente.
Su temporada en colegio fue muy agradable conoció a gente muy especial; en el 2010 se gradúo de la secundaria. Sus padres siempre han querido que salga adelante por eso decidieron enviarla a la ciudad de capital a vivir con unos tíos, ya que en el lugar donde nació no hay muchas universidades ni muchas opciones laborales.
Poco después de terminar el colegio trató de ingresar a las universidades públicas pero no fue posible, así que, ese semestre no pudo estudiar ya que las universidades privadas son muy caras y sus padres no están en condiciones de pagar.
Hasta que por medio de una amiga conoció de la corporación, allí encontró una gran oportunidad de pago y de fácil financiación, se matriculó en el programa de contabilidad financiera y empezó a estudiar, con la ayuda de sus padres que con esfuerzos pagaron sus estudios hasta que cumplió la mayoría de edad. Ya con la edad requerida decidió empezar a trabajar y sus padres la apoyaron ya que reconocían que les quedaba difícil seguir pagando los estudios. Otra amiga suya la recomendó en un call center donde actualmente se encuentro trabajando, reconoce que es muy difícil pero a veces es necesario hacer sacrificios por lo que se quiere; gracias al trabajo que tiene puede pagar sus estudios y suplir sus gastos personales. El tiempo que le queda libre es muy poco, pues estudio medio día y trabaja el resto del día, pero lo disfruta ya que sabe que algún día obtendrá el fruto de su trabajo.
Se considera una persona emprendedora por eso su visión va más adelante, tiene pensado al terminar su carrera técnica hacer la profesional en contaduría y finanzas, ya falta muy poco para eso y se siente muy orgullosa. Se siente feliz de ver que hay organizaciones como KIVA que quieren apoyar e impulsar el desarrollo de la educación superior en el mundo, sobre todo en un país de pocas oportunidades, pero llena de mucha gente como ella que quiere salir adelante .

Additional Information

More information about this loan

This loan will help a CampoAlto student pay a semester's tuition. With seven branches throughout Bogota, Colombia, CampoAlto tailors educational programs for socially marginalized students. Each of these courses lasts three semesters on average and includes specialized training and internship placement to help students secure jobs after graduation.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About CampoAlto

CampoAlto is a for-profit education institute that offers a variety of classes to students from socially or economically marginalized groups, including women, ethnic minorities, displaced populations, disabled individuals, and those living below the poverty line. Kiva funding is being used to pay tuition for students who couldn’t otherwise afford to attend classes.

Because CampoAlto’s core business is not purely microfinance, there is some level of additional risk for lenders. For this reason, Kiva has not assigned the institute a risk rating.

About Colombia

  • $11,100
    Average annual income
  • 379
    View loans »
    Colombia Loans Fundraising
  • $16,205,400
    Funds lent in using Kiva
  • 1,949.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Carol Vanessa to get a professional technical education in finance accounting.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 5, 2013
Sep 10, 2013
Currency Exchange Loss:
Feb 21, 2014