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Santji
Santji is a 43-year-old woman who is married to Venasio, a 33-year-old man. From their marriage, they have 3 children: Ronaldo, a 12-year-old Junior High School student; Santania, a 5-year-old who just joined the early childhood education center; and the last one is Adioda, who is 1 year and 8 months old.

Santji's husband works as an "ojek man" (motorcycle taxi driver). To help her husband generate money for her family, Santji started a beauty salon in her house a few years ago. However, in 2005, the house and the business burned down. Santji tried her best effort to do any kind of job in order to raise capital to restart the salon business.

Finally, Santji has been able to restart the beauty salon in her house by using her own capital. As she just started the business last year, the income she has produced is not stable and is only enough to cover her daily household expenditures. She needs additional money to cover her children's school fees. This situation led her to ask for a 4,500,000 IDR individual loan from TLM. The loan will help to pay for her children's school fees and to add more goods such as instant noodles, eggs, candies, shampoo, and snacks to her beauty salon. She hopes that the business will run well and enable her to repay the loan to TLM.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.


TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.



Join our lending team TLM West Timor.

About Indonesia

  • $4,458
    Average annual income
  • 65
    View loans »
    Indonesia Loans Fundraising
  • $4,806,575
    Funds lent in using Kiva
  • 11,480.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Santji to pay for her children's school fees and to add more goods such as instant noodles, eggs, candies, shampoo, and snacks to her beauty salon.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 28, 2013
Listed
Sep 8, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2014