Santji's husband works as an "ojek man" (motorcycle taxi driver). To help her husband generate money for her family, Santji started a beauty salon in her house a few years ago. However, in 2005, the house and the business burned down. Santji tried her best effort to do any kind of job in order to raise capital to restart the salon business.
Finally, Santji has been able to restart the beauty salon in her house by using her own capital. As she just started the business last year, the income she has produced is not stable and is only enough to cover her daily household expenditures. She needs additional money to cover her children's school fees. This situation led her to ask for a 4,500,000 IDR individual loan from TLM. The loan will help to pay for her children's school fees and to add more goods such as instant noodles, eggs, candies, shampoo, and snacks to her beauty salon. She hopes that the business will run well and enable her to repay the loan to TLM.
About Tanaoba Lais ManekatThis loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.
TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.
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Success!! The loan was 100% repaid