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Mrs. Marjorie is married with one child. She became a member of Paglaum Multipurpose Cooperative three months ago. She is currently working as an Overseas Filipino Worker (OFW) in Japan to uplift the living condition of her family. She is an electronic assembler in one of the companies in Japan, and she has been working there for eight years already.

Her income is just enough to sustain her living in Japan and for her parents living here in the Philippines. This is her first loan from Paglaum Multipurpose Cooperative to purchase materials for house repair and renovation to provide a comfortable home for her family.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Philippines

  • $7,000
    Average annual income
  • 1940
    View loans »
    Philippines Loans Fundraising
  • $61,097,225
    Funds lent in using Kiva
  • 44.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Marjorie to purchase costruction materials for renovation of her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 7, 2013
Sep 8, 2013
Currency Exchange Loss:
Sep 17, 2014