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Paula
Paula is a hardworking 45-year-old woman. She went to first grade in elementary school but didn't finish it. She has one son who lives under her roof. The three of them are the only ones who are involved in the various farming endeavors that they do. She works in farming in what is known as planting vegetables (potatoes, broccoli, and cauliflower). In addition, at times she plants corn and beans. She learned this profession from her parents, who have been farmers their whole lives.

Her crops are located 5 minutes from her house and she and her family walk there. Her harvest is sold to neighbors and friends and also via distributors that come to the area. However, like every harvest, there are always risks due to disease and price changes.

Currently, she is asking for help so she can invest in her potato crop by buying certified seed, since it is safer, healthier, and cleaner. In this way, she will be able to increase her harvest and obtain a greater income from it.

Her dream is to be able to improve her home, use her income to buy another type of seed so she can grow more vegetables and be able to offer variety to her customers.
View original language description ↓
Doña Paula es una mujer de 45 años de edad luchadora con un grado de escolaridad de primaria no completada es madre de 1 hijo el cual vive en bajo su techo de habitación siendo ellos tres los únicos que se involucran en las diferentes actividades del campo. Ella trabaja en la agricultura en lo que es la siembra de hortalizas (papa, brócoli y coliflor) que además practica en ocasiones la siembra de maíz y frijol. Dichas actividades las aprendió de sus padres quienes son agricultores desde toda una vida. Sus cultivos están ubicados a una distancia de 5 minutos de camino de su casa de habitación al cual se trasladan en familia. Su producto es comercializado a través de intermediarios que llegan a la zona, vecinos y amigos que conocen de su producto; pero como toda siembra y cultivo no deja de tener riesgo siendo estos las plagas y la variación de precios en el mercado.

Actualmente solicita ayuda para poder invertir en la siembra de papa comprando semilla certificada ya que es más segura higiénica y limpia, por medio de esto ella podrá aumentar sus cultivos y obtener una mejor ganancia del mismo.

Su sueño es poder mejorar su vivienda, comprar con las ganancias otra clase de semillas para poder cultivar más hortaliza y poder brindar una variedad a sus clientes para su compra/venta.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 27
    View loans »
    Honduras Loans Fundraising
  • $8,199,100
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Paula buy farming supplies for her vegetable crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Sep 4, 2013
Listed
Sep 5, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2014