Doña Ludis' children are, from oldest to youngest: a daughter who is in her second year at a high school that she attends in a nearby town, a 13-year-old daughter in sixth grade in a local school, an 11-year-old son in the fourth grade, an eight-year-old boy in second grade, and a three-year-old daughter. All of the children live with Doña Ludis.
Doña Ludis is a farmer who grows coffee, as well as corn and beans, although those two crops are only for the family's consumption. Doña Ludis' parents taught her to farm when she was very young, sharing with her a lifetime of experience. The family owns its the land it farms, having acquired it through years of hard work and dedication. After the harvest, Doña Ludis sells her crops to wholesalers who travel through the region purchasing high-quality produce at reasonable prices.
Doña Ludis' long-term goal is to earn first a high school diploma and then a university degree. Higher education will make her children proud of her; they'll see that she's a role model for them and that they can also achieve professional careers for themselves.
These aspirations are the motivations for Doña Ludis and her partner to strive diligently each day. Their goals are also the reason she is applying for a loan that she'll use to purchase eight quintales of urea, and eight quintales each of 12-24-12 and 18-26-0 fertilizers to cultivate and sustain her coffee crop.
Su meta a largo plazo es sacar su bachillerato y poder culminar una carrera universitaria y así sentir el orgullo de sus hijos y pueda ser ejemplo para que ellos puedan ser profesionales también. Es por esa razón que ella diariamente trabaja duro en compañía de su conyugue por lo que hoy en día ha solicitado un financiamiento con el cual comprara 8 QQ de urea, 8 QQ de fórmula 12-24-12 y 8 QQ de fórmula 18-26-0 para dar mantenimiento y asistencia a sus cultivos de café.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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Success!! The loan was 100% repaid