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Lucenia Antonia
Lucenia is married and has a sixth grade education. Her husband is a farmer like her. They have five children, with the oldest being 18. He is a graduate of the automotive technical collage and helps them with their business. He also works as a mechanic and helps them with their household expenses. The next oldest is 16 years old and finishing the third year of high school in a nearby community. The third is 14 years old and is finishing the second year of high school. The next is 12 years old and finishing elementary school. The youngest is 7 and in first grade. He lives with them.

She learned this when she was very young, since her family has been doing this for generations and now she does this with her husband. She sells her harvests to intermediaries who visit her community. Her crops are located about two km from her home, although a small portion of them are in the same community. The whole family pitches in, so they are able to avoid the cost of hiring a lot of people.

She is asking for a loan to buy 4QQ of urea, 4 QQ of formula 12-24-12, and 18-46-0 for her coffee crops.

One of her goals is to build an avian farm so that the people from the nearby surrounding areas will buy from her. She believes that she will accomplish this by offering good quality products at good prices, so that the income stays within the community, creating more jobs, and improving her income so she can be a better parent.
View original language description ↓
Doña Lucenia curso hasta el sexto grado y está acompañada siendo su pareja al igual que ella agricultor con quien tiene 5 hijos los cuales el mayor que tiene 18 años ya se graduó de técnico automotriz actualmente les apoya con las actividades de su negocio y desempeña como mecánico y les ayuda con los gastos de su hogar, la segunda tiene 16 años y está cursando el tercer año de ciclo común en una comunidad cercana, el tercero tiene 14 años y está cursando el 2 año de ciclo común, el cuarto tiene 12 años y está finalizando su periodo escolar en la escuela de la comunidad y el ultimo tiene 7 años y está en primer año todos viven con ellos. Ella aprendió esta actividad desde muy pequeña ya que sus padres se han dedicado a esta actividad por generaciones y ahora lo hace junto a su conyugue. Su producto al final de cada cosecha es vendido a intermediarios que son los que llegan hasta la comunidad. Sus cultivos están ubicados aproximadamente a 2 kilómetros de su casa de habitación aunque una pequeña fracción de su cultivo está ubicada en la misma comunidad, en esta actividad se involucran todos los miembros de su hogar así evitan el costo de contratar mucho personal.

Actual mente ha solicitado un financiamiento con el cual comprara 4 QQ de urea, 4 QQ de fórmula 12-24-12 y 4 QQ de fórmula 18-46-0 con lo que dará mantenimiento a sus cultivos de café.

Una de sus metas a futuro es construir una granja avícola para así poder lograr que las aldeas cercanas le compren su producto ya que ella piensa que esto lo lograra ofreciendo productos de calidad y buenos precios y así esos ingresos se queden dentro de la comunidad, generar más empleo y mejorar sus ingresos para ofrecerles un mejor patrimonio a sus hijos.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 87
    View loans »
    Honduras Loans Fundraising
  • $8,845,600
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Lucenia Antonia to buy fertilizer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 3, 2013
Listed
Sep 6, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2014