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Natalia
Natalia is a young woman of 24 years, the mother of 3 children, a farmer and homemaker, a working mother with a desire to improve and get ahead. She and her live-in partner make their living planting and growing coffee and vegetables, which they sell in the area to neighbors, friends, and people who go to the area looking for a quality product to resell. Natalia has 3 years of primary education; since she lacked financial support from her parents, she was unable to continue. Later on she met the man who is now her partner.
She learned how to work the land from her parents; they are farmers by tradition, this being the only means of income for their family. One of her biggest challenges is to be able to increase her crops to make more profits to benefit her family, since her greatest wish and desire is to make it possible for her children to study at the level of higher education and become knowledgeable people, opening doors and facing economic problems in a positive way.
It is because of this that she and her partner work hard every day to accomplish their goals and objectives. One of these objectives is the loan that she has requested from the COMIXMUL cooperative to buy 800 lbs of 12-24-12 fertilizer, 1000 lbs of 18-46-00 fertilizer, 10 kg of evicet, and 10 kg of nutrí café. She will use the rest of the loan to prepare the land and sow new seeds.
View original language description ↓
Natalia es una joven de 24 años de edad madre de 3 hijos agricultora y ama de casa una madre de familia con ganas de superarse y de salir adelante. En compañía de su compañero de hogar se dedican al cultivo y siembra de café y hortalizas las cuales venden en la misma zona, con los vecinos, amigos y personas que llegan a la zona en busca de un producto con calidad para re vender. Natalia tiene 3 años de educación primaria cursados ya que por falta de apoyo financiero por parte de sus padres no pudo continuar, posteriormente se acompañó del que hoy en día es su pareja. Ella aprendió de sus padres el trabajo de la tierra ya que ellos son agricultores por tradición siendo esta la única actividad como medio de ingresos para su familia. Uno de sus mayores desafíos es poder aumentar sus cultivos para lograr mayores ganancias para el beneficio de su familia ya que su mayor deseo y anhelo es lograr que sus hijos puedan estudiar a nivel superior, convirtiéndose en personas con conocimiento, abriendo puertas y enfrentando los problemas económicos de manera positiva.

Es por ello que duramente en compañía de su pareja trabajan diariamente para poder cumplir sus metas y sus propósitos siendo hoy en día una de ellas el financiamiento que ha solicitado a la cooperativa COMIXMUL para la compra de 8 QQ de fórmula 12-24-12, 10 QQ de fórmula 18-46-00, 10 kilos de evicet, 10 kilos de nutrí café y otra parte para será destinada para preparar la tierra y cultivar nueva semilla.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,800
    Average annual income
  • 94
    View loans »
    Honduras Loans Fundraising
  • $8,680,050
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Natalia to buy agricultural supplies to tend her coffee crops.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Aug 28, 2013
Listed
Sep 5, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2014