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Norma Lilian
Norma is a 41-year-old woman. She and her partner have five children, who are in different grades in secondary school. She completed her primary education, thanks to a lot of effort and sacrifice on the part of her parents, who also taught her how to farm. On the farm it is only the family that works, with no external help. The family heads to the countryside every day, along with the children once they have finished their school day. That is where they do the work necessary to maintain their protected crops. Their crops are one kilometre away from their home.

Norma's harvest is sold in the local market on a small scale, and to certain buyers who come from different regions near to the place where she lives.

She dreams of seeing her children grow up to be professionals and good people, getting by in the world in the best way possible. With time, by way of the land that they are currently working, Norma hopes to create employment opportunities for other people. It is for this reason that she is currently asking for a loan from the COMIXMUL cooperative, in order to buy five quintals of fertilizers, five quintals of urea, five quintals of coffee fertilizer and five litres of coffee nutrients. With these items, she will maintain her crops and help them to grow, so that she can begin to carry out her plans and dreams.
View original language description ↓
Doña Norma es una mujer de 41 años de edad acompañada y de su relación tiene 5 hijos los cuales están estudiando en diferentes grados de educación secundaria. Ella tiene un nivel de educación primaria completa la cual con mucho esfuerzo y sacrificio por parte de sus padres mismos que le enseñaron a muy temprana edad la actividad del cultivo pudo completar. En el área de trabajo se involucra nada más la familia ya que juntos diariamente en compañía de sus hijos al terminar la jornada de estudio se desplazan hasta el campo en donde realizan todas las actividades para mantener sus siembras protegidos los cuales están ubicados a 1 kilómetro de distancia de su casa de habitación. Su producto es comercializado y vendido en el mercado local en pequeña escala y con algunos compradores que vienen de otras regiones cercanas al lugar donde ella habita.

Ella sueña con ver a sus hijos convertidos en profesionales, hombres y mujeres de bien desempeñándose en un mundo de la mejor manera posible y con el tiempo, por medio de las tierras que hoy en día trabajan generar empleo a otras personas por lo que hoy en día ha solicitado un financiamiento a la cooperativa COMIXMUL para la compra de 5 QQ de fertilizantes, 5 QQ de urea, 5 QQ de formula cafetalera y 5 litros de nutro café con los que dará mantenimiento y asistencia a sus cultivos de café para empezar a llevar a cabo sus planes y sueños.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 37
    View loans »
    Honduras Loans Fundraising
  • $7,989,275
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Norma Lilian to buy agricultural inputs for growing her coffee crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 3, 2013
Listed
Sep 5, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014