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Nolvia
Nolvia is 42 years old. She is in an open relationship and is the mother of three children who are in other homes with their own families. She has no education since her parents could not support her, themselves having few resources. With her partner she makes a living in agriculture, with coffee cultivation as her specialty, which has generated the income needed to maintain and cover the different needs of the home for her family. She also cultivates other products like basic grains, corn, and beans, part of which she leaves for consumption and the other for commerce, like coffee. It was her parents who taught her to work the land at a very early age since the field of agriculture, especially the cultivation of coffee, is a tradition in her family.

She has applied for funding from COMIXMUL, with which she will buy 12 quintals of fertilizer, 12 quintals of urea, and 7 quintals of coffee formula, which will protect her harvest from climatic changes and infestations, among others.

Her short-term plans are to be able to increase the volume of the production of coffee, which would bring a higher income for her family, and to cultivate and sow a greater variety of coffee to become more competitive and attractive in commerce and to buyers, like caturra and catuay varieties.
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Doña Nolvia tiene una edad de 42 años en una relación en unión libre y madre de tres hijos los cuales están en hogares aparte con familia propia. Ella no tiene ningún grado de educación ya que sus padres no pudieron apoyarla siendo ellos de bajos recursos. En compañía de su pareja se dedica a la agricultura siendo su especialidad el cultivo de café rubro que en su familia por muchos años ha generado la economía para mantener y cubrir las diferentes necesidades del hogar pero también cultivan otros productos como granos básicos maíz y frijol para el cual parte del mismo lo deja para consumo y la otra para comercio como el café. Fueron sus padres los que le enseñaron a trabajar la tierra a muy temprana edad ya que en su familia el rubro de la agricultura especialmente el cultivo de café es una tradición.

Ella ha solicitado un financiamiento a COMIXMUL con el cual comprara 12 QQ de fertilizante, 12 QQ de urea y 7 QQ de formula cafetalera que protegerán su cosecha de los cambios climáticos, plagas entre otros.

Sus planes a corto plazo es lograr incrementar el volumen de producción de café el cual pueda traer más ingresos para su familia cultivar y sembrar una mejor variedad de café más competitiva y más atractiva para el comercio y los compradores como el caturra y el catuay.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,200
    Average annual income
  • 26
    View loans »
    Honduras Loans Fundraising
  • $8,349,000
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,150 helped Nolvia to buy fertilizer, and compost, among others, for her coffee crops.
50% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Aug 30, 2013
Listed
Sep 5, 2013
Currency Exchange Loss:
Possible