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Mrs. Chon C. is a farmer who lives in Baray Commune, Kampong Thom Province. Mrs. C. earns approximately US$ 2 per day growing rice and her husband earns about US$ 1.40 per day as a construction worker. They both work hard every day to earn income to cover the family's expenses, and they live with two children, both of whom are young.

Because of desiring to expand her farming business, Mrs. C. is requesting a loan of US$ 500 to purchase farmland for growing rice. The loan will help to improve their income and living conditions. The picture shows Mrs. C. and her husband.

About Hattha Kaksekar Limited (HKL)

HKL is one of Cambodia's largest and most successful microfinance institutions (MFIs). It is committed to helping its clients achieve their business goals by providing sound financial services, and thereby hopes to contribute to the social and economic development of Cambodia. HKL specifically targets women and poor families in order to help them achieve increased financial security and quality of life, by offering various credit programs and encouraging savings. In accordance with its mission and its commitment to operational and financial sustainability, HKL contributes part of its net profits every year to support social development in education and healthcare.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Chon to purchase farmland for growing rice.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 12, 2008
Aug 21, 2008
Currency Exchange Loss:
Oct 15, 2009