Anchata, pictured in first position from left to right, is in the spice business. She plans to use her loan to purchase around 30 kg of onions, 1 basket of pepper, salt, and some soumbala and seasonings that she will resell at retail for cash in the market as well as from her home to a customer base made up of both men and women. She hopes to earn an average monthly profit of 11,000 francs CFA, of which a portion will be used to pay off the loan and interest and the remainder will go to her savings.
Elles sont à leur troisième prêt avec l’institution de micro finance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle.
Mme ANCHATA en première position de la gauche vers la droite fait le commerce de condiments.
Elle compte acheter avec son prêt environ 30 kg d’oignon 1 panier de poivre, du sel, du soumbala ainsi que du piment qu’elle revendra en détail au marché ainsi qu’à la maison à une clientèle composée d’hommes et de femmes au comptant.
Elle envisage réaliser un bénéfice mensuel moyen de 11 000 francs CFA dont une partie est utilisée pour payer le prêt et son interêt et l’autre pour son épargne.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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