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Marciano is 29 years old and works as a supervisor for a security company. He's been married for three years and doesn't have children yet. He lives in a rented house and he has acquired a space near the place he rents where he intends to begin his construction work.
He states that with the amount of the loan he'll purchase cement, sand, rocks and iron so he can get the construction work started.
His plans for the future are to furnish the house, put up a wall around it and purchase a vehicle.
He states that he'd like to finish the repayments and apply for more loans again so that he can achieve his plans.
View original language description ↓
Marciano tem 29 anos, é supervisor numa empresa de segurança. Vive maritalmente ha 3 anos ainda sem filhos, numa casa arrendada e adiquiriu um espaço próximo do sίtio onde arrendou e pretende iniciar a sua obra.
Com o valor do emprestimo diz que ira comprar cimento, areia, pedra e ferro para iniciar a sua obra.
Para o futuro tem como planos mobilar a casa, vedar com muro e comprar uma viatura.
Diz que gostaria de concluir os pagamentos e voltar a solicitar mais creditos para realizar seus planos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 39
    View loans »
    Mozambique Loans Fundraising
  • $2,854,625
    Funds lent in using Kiva
  • 29.9
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Marciano to purchase cement, sand, rocks and iron in order to start building his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 5, 2013
Sep 4, 2013
Currency Exchange Loss:
Sep 17, 2014