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Gladis
Doña Gladis is 40 years old. She is a housewife, coffee grower, and a mother of four children. The three oldest children have their own homes and the youngest child is in school and is dependent on her in all aspects. She and her partner work every day so that they can get ahead. Gladis did not complete her primary school education since she only reached the second grade. Since she did not receive financial support from her parents due to the lack of resources, Gladis was not able to continue her studies. She has been a coffee grower for a long time since she learned the trade from her parents. Today she and her partner engage in this line of work.

Gladis is requesting financial support from the COMIXMUL cooperative so that she can buy farming supplies such as 12 quintals (1 quintal = 46 kg) of fertilizer, 12 quintals of urea, and 10 quintal of coffee plant formula in order to maintain her crops. This will protect her coffee plants from coffee rust, coffee beetles, and other pests and diseases that could damage her crops.

Her plans for the future are to cultivate a better variety of coffee that she can offer, to compete in the market so that she can move forward, and to someday export her coffee as a quality product. Her dream for her business and her family is to achieve greater production than before so that she can help her son complete his education and reach the highest level possible, such as university.
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Doña Gladis tiene 40 años de edad, ama de casa, caficultora y madre de cuatro hijos de los cuales los 3 mayores están en hogares a parte y el último que es el que está en la escuela ya que es menor de edad por lo tanto depende de ella en todos los aspectos. En compañía de su compañero de hogar trabajan diariamente para salir adelante. Ella tiene un grado de educación primaria incompleta la cual curso hasta el segundo grado por la falta de apoyo económico por parte de sus padres ella no pudo continuar estudiando ya que su familia es de escasos recursos económicos. Ella se dedica a la caficultura hace mucho tiempo la cual aprendió de sus padres y hoy en día junto a su compañero de hogar ejerce.

Ella ha solicitado un apoyo financiero a la cooperativa COMIXMUL para poder comprar insumos agrícolas como 12 QQ de fertilizante, 12 QQ de urea y 10 QQ de formula cafetalera que ayudaran a mantener sus cultivos de café protegidos de la roya y de la broca entre otros bichos y enfermedades que deterioran la cosecha.

Sus planes en un futuro es poder cultivar una mejor variedad de café con la cual pueda ofrecer y competir en el mercado para poder salir adelante y algún día poder sacarlo del país como un producto de calidad. Su sueño para su negocio y su familia es obtener una mayor producción como lo dijo anteriormente y poder completar la educación de su hijo hasta llegarla a un máximo grado como ser la universidad.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

Tags

About Honduras

  • $4,200
    Average annual income
  • 41
    View loans »
    Honduras Loans Fundraising
  • $8,353,375
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,425 helped Gladis to buy farming supplies for her coffee crops.
50% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Aug 30, 2013
Listed
Sep 6, 2013
Currency Exchange Loss:
Possible