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The client is a very enterprising and responsible person. She lives in her own house with her life partner and their three-year-old daughter.

She has had a small bakery in her home for four years. With what she obtains from the business she manages to pay for some of her living costs.

The client is applying for a loan to buy supplies for the business such as: molds, flour, sugar, a mixer, etc. With this she hopes to offer her family a better quality of life.
View original language description ↓
La clienta es una persona muy emprendedora y responsable, vive en casa propia con su compañero de vida y su hija de 3 años de edad, hace 4 años tiene una pequeña panadería en su lugar de residencia, con lo que obtiene de su negocio logra solventar algunos gastos de su familia, la clienta solita un crédito para la compra de insumos para su negocio tales como: moldes, harina, azúcar, batidora, etc. con esto espera brindarle a su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 745
    View loans »
    El Salvador Loans Fundraising
  • $27,037,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped this borrower to buy molds, flour, sugar, a mixer, etc.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 20, 2013
Sep 4, 2013
Currency Exchange Loss:
Dec 17, 2014