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Efua is single and has three children. Even though she did not receive any formal education, Efua is a successful trader. She sells watermelon and mangoes in Domenase (near Cape Coast). She has been actively involved in this business for about five years.

As the sole breadwinner, Efua uses her income to provide for the entire family. Efua will use the loan to purchase increased amounts of watermelon and mangoes, thus aiding her to improve her overall sales.

With the new profits from her expanded business, Efua plans to further diversify the type of fruit she sells, hence adapting to changing customer preferences.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 33
    View loans »
    Ghana Loans Fundraising
  • $11,960,100
    Funds lent in using Kiva
  • 2.1
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Efua to purchase increased amounts of watermelon and mangoes, thus helping her to increase her sales.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 7, 2013
Sep 7, 2013
Currency Exchange Loss:
Dec 17, 2013