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Hakob is from Arevadasht village of Armavir region where he lives with his wife and 4 infant children. Hakob has been involved in the agricultural business for 8 years and is already a skilled farmer. Currently he runs a farm which includes 15 chickens and 5 cows. Hakob also cultivates pepper and grass to feed the livestock.

As the only breadwinner of the family, Hakob works really hard to be able to earn enough income and cover his family's costs. Now he is requesting a loan from SEF in order to purchase 2 calves and hire workers to gather the harvest. The loan is very important for Hakob to be able to gather his harvest and sell it in local markets. The loan will greatly assist him to continue his farming business and sustain his family's living.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 151
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Hakob to pay for 2 calves and hire workers to gather the harvest.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 5, 2013
Sep 7, 2013
Currency Exchange Loss:
Mar 19, 2015