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Najma is a 30-year-old married woman. She has sewing to earn a living for the last three years. Her husband is a private employee who earns a low salary income and this compelled her to use her stitching skills in a productive manner. She is happily doing it for the sake of her family. She is trying hard to fulfil her family members' demand for food, health and clothing. For the improvement of her business she contacted Kashf Foundation and applied for a loan of 30,000 PKR to purchase more spools of thread along with packs of ribbons, elastic and buttons to complete the orders of her customers without fail. She expects a boost in her earnings with her loan and plans to spend her profits on expanding her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 271
    View loans »
    Pakistan Loans Fundraising
  • $14,718,825
    Funds lent in using Kiva
  • 104.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Najma to purchase more spools of threads along with packs of ribbons, elastic and buttons.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 19, 2013
Sep 7, 2013
Currency Exchange Loss:
Sep 17, 2014