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Rukhsana is a 41-year-old married lady and the mother of two. She is very talented and excels in stitching. She stitches for the people of her community and uses the income to support her entire family. However, due to lack of availability of funds she is unable to meet with the daily demands of her customers. For this reason she has requested for a loan of 30,000 PKR from Kashf Foundation. She intends to use this loan amount to buy packs of lace, zippers and buttons, and more spools of thread in different colours. In this way she will be able to stitch more dresses on time to generate a healthier source of income. She is in her 3rd loan cycle, and has a good repayment history. She hopes to expand her business in the near future to meet her household expenses more efficiently.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 321
    View loans »
    Pakistan Loans Fundraising
  • $15,673,250
    Funds lent in using Kiva
  • 104.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Rukhsana to buy packs of lace, zippers and buttons, and more spools of thread in different colours.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 23, 2013
Sep 7, 2013
Currency Exchange Loss:
Sep 17, 2014