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Gulgaky
Gulgaky is 39 years old, married and raising three children together with her husband. Gulgaky has a secondary education. To provide the primary source of income for her family, she is involved in animal husbandry, having started 14 years ago with a purchase of livestock with 2,000 som (KGS). Thanks to Gulgaky's hard work, today her business contains one dairy cow, one heifer and one calf. She also works on 0.60 hectares of land, where she annually plants clover. The monthly income amounts to 15,000 som (KGS). In order to further develop her business, Gulgaky requested a loan in the amount of 70,000 som (KGS) from the microfinance bank "Bai-Tushum and Partners" to buy cows in order to increase livestock headcount. Gulgaky plans to invest the earnings from the loan into further increasing domestic livestock quantities and plans to save money for her children's continued education.
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Гулгакы 39 лет, замужем, вместе с супругом воспитывают 3 детей. У Гулгакы- среднее образование, в качестве основного дохода для своей семьи Гулгакы занимается животноводством, стартовав 14 лет назад, с покупки скота на 2,000 сом KGS. Благодаря упорному труду Гулгакы, в ее хозяйстве на сегодняшний день имеется: 1 дойная корова, 1 нетель, 1 теленок, также обрабатывает земельную долю размером 0,60 ГА, на которой ежегодно выращивает клевер. Ежемесячный доход составляет 15,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Гулгакы обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 70,000 сом (KGS) на покупку коров для увеличения поголовья скота. Доходы от кредита Гулгакы планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на дальнейшее обучение детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

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About Kyrgyzstan

  • $2,100
    Average annual income
  • 138
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,258,400
    Funds lent in using Kiva
  • 48.7
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,450 helped Gulgaky to buy cows in order to increase livestock headcount.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Aug 26, 2013
Listed
Sep 9, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2014