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Jarkynay is 34 years old, married and raising three children together with her husband. Jarkynay has secondary education. As a main income for her family, Jarkynay works with agriculture and horticulture, after having started 15 years ago with 5,000 som (KGS). Thanks to Jarkynay's persistent work, her farm currently has an apricot garden and she also grows walnuts. She also grows potatoes, tomatoes, peppers and cabbage on the land. The monthly income from the loan is 15,000 som (KGS).

With an aim to develop the livestock breeding, as additional income, Jarkynay turned to the microfinance bank "Bai Tushum & Partners" for a loan in the amount of 50,000 som (KGS) for the purchase of a dairy cow with offspring to increase the number of livestock. Jarkynay plans to invest the income from the loan in further increasing the number of household animals, and plans to build a mini-farm in the future.
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Жаркынай 34 года, замужем, вместе с супругом воспитывают 3 детей. У Жаркынай - среднее образование, в качестве основного дохода для своей семьи Жаркынай занимается полеводством и садоводством, стартовав 15 лет назад, с 5,000 сом KGS. Благодаря упорному труду Жаркынай, в ее хозяйстве на сегодняшний день имеется: абрикосовый сад, а также выращивает грецкие орехи, на поле выращивает картофель, помидоры, перец, капусту. Ежемесячный доход составляет 15,000 сом (KGS). В целях развития животноводства, как дополнительного дохода, Жаркынай обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку 1 дойной коровы с теленком для увеличения поголовья скота. Доходы от кредита Жаркынай планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует в будущем построить мини-ферму.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 61
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,295,000
    Funds lent in using Kiva
  • 48.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Jarkynay to buy a cow and calf.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 21, 2013
Sep 16, 2013
Currency Exchange Loss:
Sep 17, 2014