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Fatos is a 28-year-old single male. He lives outside of the city with his brother and father, and his mother had remarried after his parents’ divorce. He is a very hardworking man who works a lot to earn a living. Currently he works in a bakery, and this is the main source of his income. Unfortunately, Fatos has experienced a terrible situation recently, as thieves had broken into his home and caused much damage to their floor.

Fatos is now requesting a loan so that he will be able to repair/renovate the damage done by these thieves, which he would not be able to do without the assistance of a loan. His goal is to find a better paying job and eventually get married and start his own family, saving all money possible for that future. He thanks all of the lenders for their support!

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Kosovo

  • $7,600
    Average annual income
  • 0
    View loans »
    Kosovo Loans Fundraising
  • $1,800,975
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD
A loan of $2,000 helped Fatos to renovate his house after it was damaged by thieves.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 22, 2013
Sep 6, 2013
Currency Exchange Loss:
Oct 6, 2013