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Ladiriya Group
In this Group: Dada , Fatoumata , Minata , Rokia , Lafia
Most of the five women of the group "Ladiriya" are married in monogamous households, and they average 33 years of age and three children each, all living in the village of Bamanan-Zambougou, in Région de Ségou (4th administrative region of the Republic of Mali). The women know one another through ties of community and kinship and through their revenue-generating businesses in the village. They have small-scale businesses selling tomatoes, onions, oil, and condiments. With the goal of increasing their working capital, the group members decided to collaborate with the microfinance institution Soro Yiriwaso and are now on their first solidarity loan cycle.

Ms. Dada (standing first from the left in the photo) is a great vendor of pâté and wheat-flour fritters in and around the village of Bamanan-Zambougou. She intends to use her loan to purchase a large amount of wheat flour and oil from suppliers in Konodimini. The cash or credit sales are made to mostly women customers at her home and in Konodimini.

She hopes to make an average monthly profit of 20,000 francs CFA with this loan. It will be used to meet the needs of her children and to increase her working capital.
View original language description ↓
Les 5 femmes du groupe Ladiriya sont mariées majoritairement dans des ménages monogamiques. Elles ont en moyenne 33 ans et 3 enfants. Elles habitent toutes dans le village de Bamanan-Zambougou dans la région de Ségou (4ème Région administrative du Mali) et se sont connues à travers des liens de voisinage, de parenté et de leurs activités génératrices de revenu dans le village. Elles font le petit commerce de tomate, d’oignon, d’huile et des condiments. Dans le but d’augmenter leurs fonds de commerce, les membres du groupe ont décidé de collaborer avec Soro Yiriwaso et sont à leur 1er cycle du prêt solidaire. Madame Dada (1ère femme debout de la gauche vers la droite dans la photo) est une grande vendeuse de pâté et de la friture farine de blé dans le village de Bamanan-Zambougou et ses environnants. Elle compte utiliser son prêt pour acheter une grande quantité de farine de blé et d’huile chez son fournisseur à Konodimini. La revente se fait au comptant et à crédit à domicile et à Konodimini à une clientèle composée majoritairement de femmes. Madame Dada espère réaliser un bénéfice mensuel moyen de 20000 FCFA avec ce prêt, qui sera utilisé dans la prise en charge des besoins des enfants et pour augmenter son fonds de commerce.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,200
    Average annual income
  • 13
    View loans »
    Mali Loans Fundraising
  • $10,173,725
    Funds lent in using Kiva
  • 497.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Ladiriya Group's $525 loan helped a member to purchase food supplies for her restaurant.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 21, 2013
Sep 8, 2013
Currency Exchange Loss:
Mar 17, 2014