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Merlinda is married with 4 children. She is 51 years of age and lives in Upper Bag-ong Tudela Josefina, Zamboanga Del Sur. She sells dry goods, soft drinks, office supplies, bond papers, etc. to earn a living and has had this type of work for 10 years. Each month, she earns approximately 30,000 PHP doing this type of business. She has requested a loan of 50,000 PHP to purchase new dry goods, office supplies, bond papers, soft drinks, etc. Merlinda has been a member of Paglaum MPC for almost 3 years. In the future, she hopes to improve her living conditions and earn more for the future.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.


About Philippines

  • $7,000
    Average annual income
  • 689
    View loans »
    Philippines Loans Fundraising
  • $63,147,100
    Funds lent in using Kiva
  • 44.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Merlinda to purchase new dry goods, office supplies, soft drinks, bond paper, canned goods, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 20, 2013
Sep 6, 2013
Currency Exchange Loss:
Sep 17, 2014