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The client lives with her husband and her son in the house of a relative. She has made a living by selling underwear for the last six years. Her husband makes a living by selling vegetables. She is a very friendly, hard-working and striving person with the desire to get her family ahead. Thanks to her work and with her husband's help, they have managed to pay off some family expenses. The client is asking for a loan to buy underwear wholesale and thus have her business stocked to be able to get her family ahead and improve their quality of life.
View original language description ↓
La clienta vive junto a su esposo y a su hijo en casa de un familiar, ella se dedica al venta de ropa interior desde hace 6 años, su esposo se dedica a la venta de verduras, es una persona muy amble, trabajadora, y luchadora con ganas de sacar a su familia adelante, gracias a su trabajo y a la ayuda de su esposo han logrado solventar algunos gastos familiares. La clienta solicita un crédito para la compra de ropa interior por mayor y así tener surtido el negocio para poder sacar a su familia adelante y así mejorar su calidad de vida.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 608
    View loans »
    El Salvador Loans Fundraising
  • $28,015,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped this borrower to buy underwear wholesale.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Aug 22, 2013
Sep 4, 2013
Currency Exchange Loss:
Apr 16, 2014