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Beatriz Del Carmen
Beatriz lives in her own home with her two daughters. She has made a living selling hats for more than ten years. She is a very hardworking person with the determination to move herself ahead and to improve her living condition. She is very attentive and kind to her customers, and this has allowed her to win their trust so that they now prefer her products. In this way, she has been able to cover some of the family's expenses.

Beatriz is requesting a loan in order to purchase merchandise wholesale. She will be able to stock her business and thereby cover the demand for her products, earn better income, and improve her quality of life.
View original language description ↓
Doña Beatriz vive en casa propia junto a sus dos hijas, ella se dedica a la venta de sombreros, desde hace mas de 10 años, es una persona muy trabajadora con ganas de salir adelante y mejorar sus condición de vida además es muy atenta y amble con sus clientes lo que la ha llevado a ganarse la confianza de ellos por lo cual prefieren sus productos, de esta manera ha logrado solventar algunos de sus gastos familiares. Doña Beatriz solicita un crédito para la compra de mercadería por mayor para poder surtir su negocio y así abastecer la demanda que posee, obtener mayores ingresos y mejorar su calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 732
    View loans »
    El Salvador Loans Fundraising
  • $27,061,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,500 helped Beatriz Del Carmen to buy hats wholesale.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 15, 2013
Sep 3, 2013
Currency Exchange Loss:
Oct 3, 2013