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Anonymous

Update on Anonymous

This client lives her family's house with her mother and siblings. She has made a living selling vegetables for more than two years in the town market located close to her home. She is a responsible person with excellent morals and very good references. She is also very attentive and kind to her customers. Her products are in high demand in the area where she sells, and she already has an established customer base. Thanks to her hard work, she has been able to cover some expenses.

The client is requesting a loan to invest in her business. She will buy potatoes, carrots, tomatoes, etc. so that she can get more income and improve the quality of life for herself and her family,
View original language description ↓
la clienta vive en casa de un familiar junto a su mama y sus hermanos, ella se dedica a la venta de verduras desde hace mas de 2 años, en el mercado municipal que se encuentra cerca de su casa, es una persona responsable, con una excelente moral y muy buenas referencias, además muy atenta y amable con sus clientes, sus productos son muy demandados en la zona donde los comercializa, ya que posee una clientela establecida, gracias a su trabajo ha logrado satisfacer algunos de sus gastos. la clienta solicita un crédito para invertir en su negocio en la compra de papas, zanahorias, tomates, etc. para poder obtener mayores ingresos, mejorar su calidad de vida y la de su familia.

Previous Loan Details

The client lives in her father's house along with her siblings and her mother. She sells fruits and vegetables. For several years her business has been located in the market near her home. She has many customers because she sells her vegetables at a good price. She is requesting a loan to buy... More from Anonymous's previous loan »

Additional Information

More information about this loan


This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   


Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.


About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $4,900
    Average annual income
  • 452
    View loans »
    El Salvador Loans Fundraising
  • $23,269,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped this borrower to buy potatoes, carrots, tomatoes, etc.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 20, 2013
Listed
Sep 3, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 16, 2014