Ruben is married and lives in his family's home in the city of El Alto. He went to school up until the secondary level. He works as a heavy machinery operator, for which he is paid a fixed salary for picking up sand for construction in different areas of the city.
He needs this loan to purchase a vehicle for transportation. This is the first time he has requested a loan with Kiva.
Ruben es casado, vive en casa de sus familiares ubicada en la ciudad de El Alto.
El estudio hasta el nivel secundario. El trabaja como chofer de maquinaria pesada, percibe un sueldo fijo por ello recogiendo arena para construccion en las diferentes ofras de la ciudad
Necesita crédito para la compra de motor para su movilidad
Es la primera vez que solicita crédito junto a KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.