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Mirjana wants to buy potato seeds for planting. What you see in the background of the photograph is her house, the stable and the hay barn. She is 37, and has three young-aged children.

Mirjana has been in the livestock type of activity for the past ten years and has been selling raw milk to a nearby dairy farm.

Here is what she said to the officer who interviewed her: “Our village is struck by extreme cold and snowy winters. So, we have to make sure that our animals stay warm and inside in their stables throughout the cold weather. As soon as we see some sun rays coming down, we take the animals out of their stable so that they breathe some fresh air. We must take great care of our animals, because we secure our staple food for our children, but this wouldn’t be enough if we didn’t sell some agricultural products, such as grain, red onions and potatoes.”

Additional Information

More information about this loan

This loan is part of VisionFund Albania's value chain project designed to address the needs of extremely poor clients. The project has selected 90 clients from Area Development Projects and local economic empowerment projects run by WorldVision Albania (WVA) to serve the very poor. It will focus on livestock and agriculture financing, technical assistance, entrepreneurial skills training and expanding market access for clients' products. Importantly, interest rate payments will be covered by WVA. By supporting this loan, you are providing opportunity to some of the poorest people in rural Albania who have little to no access to credit, even through basic microfinance institutions.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 18
    View loans »
    Albania Loans Fundraising
  • $2,671,075
    Funds lent in using Kiva
  • 106.0
    Albania Leke (ALL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,900 helped Mirjana to buy potato seeds for planting.
74% repaid
Repayment Term
33 months (Additional Information)
Repayment Schedule
Aug 30, 2013
Sep 5, 2013
Currency Exchange Loss: