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Juan
Juan Pablo is single and does not have children. He lives in a rented house, occupying alone a room with brick walls. The house is located in the city of La Paz. Currently he works as a fast food delivery employee for more than 10 hours a day. He makes deliveries on a motorcycle, running great risks trying to arrive on time with the orders. And with the little that he earns he has to cover his expenses for food, education, rent and pay for basic services. Consequently he is requesting a loan because he wants to take two rooms under an antichretic contract in order to save money. Antichresis is a form of rent in which a fixed amount is paid and one can live for a specified time in a place. In this instance, a place that is more comfortable for him.

Juan Pablo’s dream is to finish his studies in law to and have his own law office. In this way he will improve his earning and his quality of life. This is the first time he has applied for a loan from IMPRO and KIVA.
View original language description ↓
Juan Pablo es soltero y no tiene hijos, vive en una casa en alquiler, ocupando solo una habitación con paredes de ladrillo, la casa se encuentra ubicada en la ciudad de La Paz .
Actualmente trabaja como empleado por mas de diez horas al día como repartidor de comida rápida en motocicleta corriendo mucho peligro ya que debe llegar a tiempo con los pedidos, y con lo poco que gana debe cubrir sus gastos de alimentación, educación ,pago de servicios básicos y alquiler, es por eso que solicita el crédito ya que desea tomar dos habitaciones en anticretico para ahorrar su dinero ya que el anticrético es una forma de arriendo en el que se paga un monto fijo y se puede vivir por un tiempo determinado en un lugar, en este caso un lugar más cómodo para él.
El sueño de Juan Pablo es terminar sus estudios en derecho y tener su propio buffet de esta forma mejorara sus ingresos y su calidad de vida.
Es la primera vez que solicita crédito junto a IMPRO y KIVA.

Additional Information

About IMPRO

IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $2,817
    Average annual income
  • 73
    View loans »
    Bolivia Loans Fundraising
  • $28,639,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $1,200 helped Juan to live in a better place under an antichretic contract (paying a fixed amount in advance for a specified time).
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 13, 2013
Listed
Sep 3, 2013
Currency Exchange Loss:
N/A
Expired:
Oct 3, 2013