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Shazia is 33-year-old vigorous, married woman and a mother of four children. She has had a business of hand-embroidery for the past 10 years. She is zealous about her work, and client demand is strong. Her husband does not earn enough to support his family alone.

Shazia’s embroidery patterns are very popular on her street and she is the best earning resource in her household. She wants to grow her business so she requested a loan of Rs 25,000 to buy raw materials such as thread, sequins and pearls in large quantities to meet the increasing demand. She hopes to get a boost in her earnings and wishes to spend the part of profits on the expansion of her business. She is in her third loan cycle with good credit history.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 435
    View loans »
    Pakistan Loans Fundraising
  • $15,128,300
    Funds lent in using Kiva
  • 104.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Shazia to buy raw materials such as thread, sequins and pearls.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 23, 2013
Sep 5, 2013
Currency Exchange Loss:
Sep 17, 2014