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Ngang
Ngang, 47 years old, is a married woman with six adult children. She lives with her family in Kampong Cham province. She has been involved in the rice farming business for years, providing her family with its main source of income. She also owns a fish pond where she operates fish farming to supplement her income. She is happy because she has full support from her husband in managing their businesses.

Ngang is now requesting a loan of 1,500 US dollars to purchase building materials such as bricks, sand and cement, to build a bathroom in her house. She mentioned that this loan will be a great help in improving her living conditions, increasing the value of her home and protecting her family members from spreading waste pollutant, and increase their personal hygiene. She is very happy and thankful, because with this loan purpose, HKL has provided her a special interest rate than its general loan. She awaits your kindness and relies on your generosity.

Additional Information

More information about this loan

This loan is part of HKL's new water and sanitation loan program designed to help improve living standards of poor and low-income people living in Cambodia. Loans under the program are directed at various products that help improve access to clean water and improved sanitation facilities including loans for water tanks, filters, wells, distribution, and latrines. These loans help to reduce rates of waterborne disease, improve health, and increase economic outcomes for poor families. HKL has designed this social loan product to feature a lower rate than typical.

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 218
    View loans »
    Cambodia Loans Fundraising
  • $35,768,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Ngang to build a bathroom.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 22, 2013
Listed
Sep 12, 2013
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2014