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Rubeena's Group
In this Group: Rubeena, Hafeeza
Rubeena is a 27-year-old lady. She is the mother of two daughters and a son. Her husband owns a workshop in which he provides the services to maintain the buses. He is professional in his techniques and can easily fix the problem of engines in no time. He has to use various types of tools for the maintenance of buses. A few days ago, he shifted his workshop to another place. During shifting, some important and expensive tools such as Philips screw driver, flat blade screw drivers, a drill machine, pliers, socket & ratchet set, heat gun, try square, G clamp, hammer, etc., were lost. Rubeena requested a loan for her husband so that her husband would be able to compensate against this loss.

Rubeena wants to provide a better education and living standard to her children. She is hopeful that her husband will utilize this amount in a positive way and his monthly income will increase. Rubeena says thanks to Kiva and its field partner BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 360
    View loans »
    Pakistan Loans Fundraising
  • $15,731,150
    Funds lent in using Kiva
  • 104.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rubeena's Group's $575 loan helped a member to buy tools to provide services to fix the problem of buses.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 28, 2013
Sep 5, 2013
Currency Exchange Loss:
Jul 17, 2014